As you start to explore Norway, you’ll hear the Norwegians making a cute little sound asking about “Vipps?” They’re not asking for a candy but instead talking about the payment app Vipps, from Norway’s largest bank DNB. However, you don’t have to be a DNB customer to use Vipps because it works with all banks. That makes it easy for friends to request and send money to each other regardless of their bank. Pretty much all Norwegians use Vipps, from little kids to sweet old grandmas selling wool sweaters.
Once you have your Norwegian bank accounts set up, download the app to get started. Note that you might have to set up a new app store account based in Norway. This includes adding a Norway-based credit card to your account.
The app itself is simple and straightforward. It works well in Norway because Norwegians don’t like to owe others money. In fact, Norwegians don’t like to have debt (even a small amount) to anyone or any business. This can make them uncomfortable, while at the same time it’s also uncomfortable for them to ask for money. Enter Vipps, the easy way to both request or receive money. It’ll even send you subtle reminders, so you never again forget you owe Jonas NOK150 for a beer last weekend.
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