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Living with Norwegians

Your friendly guide to understanding Norwegian culture and surviving life in Norway.

  1. Home
  2. Preparing for Norway
  3. Finding Housing in Norway
Preparing for Norway

Finding Housing in Norway

Finding Housing in Norway

Most foreigners who relocate to Norway typically rent before purchasing a property. This allows you to better understand the region you're moving to before having to dive into the very competitive real estate market. But here's the reality check: Norway's rental market is one of the most challenging in Europe for newcomers.

The Norwegian Housing Reality

80%
Norwegians own their homes
3-7
Days to rent a good listing
17%
Rental inventory drop (Oslo, 5 years)

Therein lies the challenge: Norway is overwhelmingly a homeowner's market. In fact, many Norwegians own several properties, and it's not uncommon for even young Norwegian adults to own an apartment. The rental market is small, competitive, and fast-moving.

"Finding a decent flat to rent in Oslo has become a full-time job. Over the past five years, roughly 10,000 rental units have vanished from the market."

— A Frog in the Fjord Blog, 2025

Video Guide: How to Rent an Apartment in Norway

Expat YouTuber Masha Markes walks through the entire process of finding housing in Norway, including the best websites, agencies, and insider tips:

The Three Channels for Finding Housing

Based on successful expat experiences, there are three main channels you should use simultaneously:

1 Rental Portals (Primary)

  • Finn.no - Norway's largest marketplace. Filter under "Eiendom → Bolig til leie". Set up alerts!
  • Hybel.no - Student-focused but great for budget options. Available in English.
  • Hjem.no - Alternative listings, sometimes less competitive
Pro tip: Use Google Translate for Finn.no - most listings are Norwegian only

2 Real Estate Agencies

  • Utleiemegleren.no - Professional rentals, often higher quality
  • Heimstaden.com - Large property company with many units
  • Enklere Utleie - Manages properties for landlords
  • Krogsveen.no - Traditional real estate with rental options
Pro tip: Agencies can work remotely - useful if you're not in Norway yet

3 Facebook Groups & Networking

  • Search: "Oslo housing", "Bergen rentals", "Norway apartments"
  • Expat community groups often share housing leads
  • Ask colleagues and friends - many apartments never get listed publicly
Pro tip: Turn on notifications for new posts - speed is everything

Housing Costs by City (2026 Data)

Norwegian housing costs vary dramatically by city. Here's what to expect:

City Studio/1-Room 2-Room Apartment 3+ Room Apartment
Oslo 12,000-16,000 NOK 16,000-22,000 NOK 22,000-35,000 NOK
Bergen 9,000-12,000 NOK 12,000-16,000 NOK 16,000-24,000 NOK
Stavanger 8,500-11,000 NOK 11,000-15,000 NOK 15,000-22,000 NOK
Trondheim 8,000-11,000 NOK 10,000-14,000 NOK 14,000-20,000 NOK
Smaller Cities 5,000-8,000 NOK 7,000-11,000 NOK 10,000-16,000 NOK

Budget for 5 Months' Rent Upfront

Before you start viewing apartments, ensure you have access to:

  • First month's rent - Due at signing
  • Deposit (depositum) - 1-3 months' rent, held in escrow
  • Agency fee - Sometimes 1 month's rent (if applicable)
  • Moving costs - Varies based on circumstances

Setting up a Norwegian bank account should be one of your first priorities.

Understanding Contracts, Deposits & Your Rights

Norway Perspectives breaks down everything you need to know about rental contracts, deposit rules, tenant rights, and how to avoid common scams:

Neighborhood Guide: Where to Live

Oslo Neighborhoods

🎨
Grünerløkka

Trendy, young professionals, vibrant nightlife, excellent cafés

$$$
👨‍👩‍👧
Frogner

Upscale, family-friendly, beautiful parks, embassies area

$$$$
🚇
Sagene

More affordable, diverse, excellent transport, up-and-coming

$$
🌍
Tøyen & Grønland

Multicultural, budget-friendly, great food scene, improving rapidly

$
🏢
Majorstuen

Central location, shopping hub, mix of old and new buildings

$$$

Bergen Neighborhoods

🏛️
Sentrum (City Center)

Historic center, walkable, close to everything, limited availability

$$$
🎓
Nygårdshøyden

Student area, affordable, lively, near university

$
🌳
Paradis

Quiet, family-friendly, green spaces, light rail access

$$

See What Norwegian Homes Actually Look Like

YouTuber Jon Olsson gives a tour of his Oslo home, showing typical Norwegian interior design, space usage, and the quality you can expect in different price ranges:

Norwegian Housing Terminology

Understanding these terms will help you navigate listings:

Leilighet

Apartment

Hybel

Bedsit/studio, often with shared facilities

Kollektiv

Shared apartment/flatshare

Depositum

Security deposit (usually 3 months' rent)

Felleskostnader

Common costs (maintenance, shared expenses)

Strøm inkludert

Electricity included

Møblert

Furnished

Umøblert

Unfurnished

Document Checklist for Apartment Applications

Have these ready before you start applying - speed is critical:

Red Flags: How to Spot Housing Scams

Warning Signs to Watch For

  • Price too good to be true - If it's 30%+ below market rate, be suspicious
  • Landlord abroad - Claims they can't show the apartment in person
  • Payment before viewing - Never pay without seeing the apartment
  • Pressure tactics - "Many people interested, pay now"
  • Non-Norwegian bank accounts - Deposits should go to a Norwegian depositunskonto
  • No proper contract - Always get a written husleiekontrakt

Legitimate landlords will meet you in person, provide a proper contract, and set up a deposit account at a Norwegian bank.

"I almost lost 30,000 NOK to a scammer on Facebook. The apartment looked perfect, the price was amazing, and they had a 'reason' for everything. Always insist on viewing before paying anything."

— British expat, Bergen

Your Rights as a Tenant in Norway

Norwegian law (Husleieloven) provides strong tenant protections:

1
3-Month Notice Period

Either party must give 3 months notice to terminate a lease (unless otherwise agreed)

2
Deposit Protection

Your deposit must be held in a separate bank account (depositumskonto) that requires both signatures to access

3
Rent Increase Limits

Rent can only be increased once per year, with 1 month notice, and tied to the consumer price index

4
Maintenance Responsibility

Landlord is responsible for major repairs; tenant handles minor maintenance

5
Right to Sublet

You may sublet with landlord permission, which cannot be unreasonably withheld

The Kollektiv Option: Shared Living

Many newcomers start in a kollektiv (shared apartment). Here's what to expect:

Pros

  • Lower cost (4,000-8,000 NOK typical)
  • Built-in social network
  • Often furnished
  • Flexible lease terms
  • Learn Norwegian faster

Cons

  • Less privacy
  • Shared kitchen/bathroom
  • Roommate compatibility
  • May need to move again
  • Limited space for belongings

Frequently Asked Questions

Can I rent an apartment without a Norwegian bank account?

Yes, but it's difficult. Some landlords accept international transfers, but most prefer Norwegian accounts. Many expats use Wise or Revolut initially, then transfer to a Norwegian account once established. Learn how to set up a Norwegian bank account.

How long does it typically take to find an apartment?

Plan for 2-4 weeks of active searching in major cities. Some find places within days, others take months. Having all documents ready and responding within hours to new listings significantly improves your chances.

Should I rent furnished or unfurnished?

Furnished is typically 10-20% more expensive but saves thousands in initial setup costs. For stays under 2 years, furnished often makes more financial sense. IKEA delivers and assembles furniture if you go unfurnished.

Can my landlord enter my apartment without permission?

No. Norwegian law protects your privacy. Landlords must give reasonable notice (typically 24-48 hours) and have a valid reason (repairs, inspections). You can refuse entry for non-essential visits.

What if my landlord won't return my deposit?

If your deposit is in a proper depositumskonto, it requires both signatures to release. If there's a dispute, contact Husleietvistutvalget (the Rent Dispute Tribunal) for free mediation. Keep all documentation and photos from move-in.

Are pets allowed in Norwegian rentals?

Many landlords prohibit pets, but it's negotiable. Be upfront about pets in your application. Some buildings (especially borettslag) have strict no-pet policies. Finding pet-friendly housing takes longer but is possible.

What's included in Norwegian rent vs. extra costs?

Always clarify: electricity (strøm) is usually extra (1,000-2,000 NOK/month), internet may or may not be included, water is often included. Felleskostnader (common costs) in apartment buildings cover maintenance, garbage, sometimes heating. Ask specifically what's included before signing.

Can I negotiate rent in Norway?

Yes, but it's uncommon in hot markets like Oslo. You have better luck negotiating for longer leases, including utilities, or waiving agency fees. In smaller cities or for longer-term commitments, landlords may be more flexible.

The Hytte Option: A Rustic Retreat

For those seeking a more immersive Norwegian experience, consider renting a hytte (cabin) for a weekend or longer. These traditional wooden cabins offer a unique glimpse into rustic Norwegian living.

Pros

  • Authentic Norwegian experience
  • Peaceful and tranquil environment
  • Close to nature and outdoor activities
  • Often more affordable than city apartments

Cons

  • Limited amenities (may lack running water or electricity)
  • Requires self-catering
  • Transportation can be challenging
  • Seasonal access limitations

You can find hytte rentals on websites like Finn.no (filter for "Hytte til leie") and through local tourism boards. It's an excellent way to experience Norway's natural beauty firsthand, perhaps even trying out some winter sports.

Related Articles

Setting Up a Bank Account

Essential for paying rent and deposits

Getting Your D-Number

Required for most rental applications

Navigating UDI

Immigration requirements explained

Join Expat Facebook Groups

Find housing leads and advice

Ready to Start Your Search?

Bookmark Finn.no, set up alerts, prepare your documents, and be ready to act fast. The perfect Norwegian home is out there waiting for you.

Browse Finn.no Check Hybel.no